The Beginning

Mikey and I decided to start this blog so that we can capture and share the everyday decisions we make that effect our financial situation. We're looking for financial freedom. Why is that important? Because we're not interested in spending our lives running in the rat race and we hope that everyone can learn from our blog.

Here's a little background info on us:

We're newlyweds with a combined salary of $135,000. We are both in our mid to late twenties. We have no school loans or credit card debt but we do have a $235,000 mortgage and a $50,000 HELOC. We bought a house 1.5 years ago for $300,000 and it is worth around $360,000 now. We also share an investment property that costs $164,000 and the tenants pay $770 a month. I put in 10% of my salary into 401k and Mikey puts in 8%. He also puts in 10% into the Employee Stock Purchase Plan and I put in nothing.

Our goal is for our networth to make it to millionaire status by 45. We have our reasons for this. We're very focused on giving back to the community and helping others. That's what money will do for us. We don't need a million bucks to be happy. But I'm sure many others could use a piece of it.

That's all I have to say for now. I'm sure Mikey will have more to say soon.

-Mel